Extra Income + Tax Refunds

Happy Friday!  Our federal and state refund direct deposits finally cleared.  The money has been sitting in our account untouched for over a week now.  We still do not have a debit card.  Now that the tax deposits are done, we can switch banks.  That’s on our weekend to-do list.

We received $5500 federal and $650 state.  We were able to itemize this year due to our children’s medical expenses.  I didn’t realize how much we actually spent on medical bills this year.  It’s quite depressing.  So much for health insurance!

I have not spent a dime of the refund money and still need to figure out where to put it.  No luxuries, it’ll be debt and savings rebuilding only.

The consignment sale ended and I made $599 after fee’s.  I only had a few items leftover.  Happy with that extra money.  I’m debating on putting this towards credit card debt, or into our self-funded escrow account for property taxes and homeowners insurance.

I was bummed to realize I had a lot of items stolen at the consignment sale.  The organizers are not responsible, and I understand that, but I honestly question how some things get out the door when there’s security.  That was disappointing.  I’m already prepping for fall, hopefully I can make another $600.  If I had the time, which I should by then if my youngest is in school, then I’ll volunteer and make a larger percentage.

Also made $59 on Mercari this week, and $68 on Ebay.  I’ve been too busy with consignment stuff to list online.  Now that it’s over, I can focus on my online sales again.  🙂

And finally, DH’s HR called last evening to discuss how his new crew is working out.  During the conversation he let DH know his raise:  3% increase.  It’s decent considering the stingy company, but it didn’t exactly help us out thanks to a 19% increase in health insurance premiums.  But it is what it is, and it’s little bit more, so that’s good.  The raise won’t go into effect until next pay period, despite having been told about it well over a month ago, and colleagues already received theirs.  Wish I could insert an eyeroll emoticon here, lol.

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4 Responses to Extra Income + Tax Refunds

  1. Lucy says:

    🙄 Here’s an eye roll for you. Lol On the bright side, a raise is still a raise. I can’t help but wonder if you’d be better off with one of those faith-based health plans. Might be worth checking into. Congrats on the nice refund. I’m sure you’ll put it to good use!

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    • Haha, thanks for the eyeroll! I am happy he received a raise, just hate the unevenness of expenses increasing drastically, and wages barely moving up. Out of curiosity I looked into a few health care ministries. We’re not religious, at all, so wouldn’t qualify anyway, but the primary issue I found was none of them cover preexisting conditions, and that included birth defects! Our youngest son would be ineligible for any coverage.

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  2. Michelle says:

    Congrats on the raise and the tax refunds!! How are you getting by without a credit card? It’s ridiculous for it to take so long.

    Like

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